PAID-OFF solar panels (installed 2021) keeping the average electric bill just $30/month. New HVAC system 2025 with 10 year warranty! WOW! WHAT ARE YOU WAITING FOR! Additional updates include new ENERGY STAR WINDOWS including a new front door (2024) for added efficiency! HIGH AND DRY in Flood Zone X, meaning NO FLOOD INSURANCE required! Step inside to a naturally bright EAT-IN KITCHEN, featuring granite countertops, a LARGE BREAKFAST BAR, abundant cabinetry, and a large walk-in pantry. The SPLIT BEDROOM FLOOR PLAN includes 3 bedrooms, 2 full baths, and plenty of storage. The primary suite, living area, and kitchen all open directly to a 300 sq. ft. SCREENED PATIO, perfect for entertaining or relaxing in the refreshing Gulf breeze. Enjoy the fully fenced backyard, ideal for pets and your garden; expand your fence even further for a private backyard oasis! Talk about location, Harbor Hills is one of those quiet, established waterfront neighborhoods among million dollar homes (this is your best investment for less than 500k!). Bonus: easy access to beaches, parks, boat ramps, hospitals, shopping, and top-rated restaurants and schools, just 5 minutes from the beach! With an hoa of only $100/year and short-term rentals allowed, this property is Airbnb-ready and perfect for investors, snowbirds, or full-time residents alike! Highlights: Average electric bill $30/month (paid-off solar), Energy-efficient upgrades (2024 windows + door), NO flood insurance required, HVAC BRAND NEW INSTALLED 2025 WITH 10 YEAR WARRANTY, 5 minutes to the beach. This Harbor Hills gem combines modern updates, ultra-low utilities, flexible rental potential, and a prime coastal location; a rare find, at this price, in today’s market! YOU HAVE TO SEE IT TO BELIEVE IT, CALL TODAY!