3838 MCKAY CREEK DRIVE, Largo, FL 33770

  • $1,150,000

Overview

Property ID: TB8465377
  • Single Family Residence, Residential
  • Type
  • 4
  • Bedrooms
  • 3
  • Bathrooms
  • 2
  • Garages
  • 2723 Sqft
  • Area Size

Description

WATERFRONT LIVING – NO FLOOD INSURANCE REQUIRED. NO FLOODING FROM HURRICANE HELENE OR MILTON. Experience the best of Florida waterfront living in this fully renovated 4-bedroom, 3-bath home with a 2-car garage, located in the highly sought-after Harbor Hills neighborhood. Set high and dry on a 0.27-acre waterfront lot, this home offers both peace of mind and an exceptional coastal lifestyle. Harbor Hills is known for its quiet streets, privacy, and pride of ownership—perfect for those who want waterfront living without the congestion of a beachside location.

The home welcomes you with a circular driveway and beautifully landscaped grounds. Inside, renovations include luxury vinyl plank flooring throughout, recessed lighting, and ceiling fans. The updated kitchen features cabinetry, countertops, stainless steel appliances, and a modern backsplash, creating an inviting space for entertaining after a day on the water.

The owner’s suite offers a walk-in closet and private ensuite bath. Two additional bedrooms share a Jack-and-Jill bathroom, while the fourth bedroom is located near a third full bath, ideal for guests or multigenerational living.

Outdoor living is a true highlight, featuring a screened lanai overlooking the pool—perfect for relaxing, hosting gatherings, or enjoying Florida’s indoor-outdoor lifestyle year-round. The pool provides a private retreat after a day on the boat or at the beach and offers plenty of deck space for lounging in the sun. A fully fenced backyard extends from the pool area directly to the waterfront, where you can unwind and watch manatees and wildlife pass by.

Enjoy effortless boating and paddling from your backyard. Pilings are already in place with space to install a boat lift, making it easy to take the boat out for evening cruises, weekend waterfront lunches, or sunset rides. Calm waters are ideal for paddleboarding and kayaking, offering daily opportunities to embrace the Florida lifestyle.

Major updates include a roof, fully renovated kitchen and bathrooms, luxury vinyl plank flooring throughout, updated lighting and fans, water heater, plumbing relining, whole-house water softener and filtration system, pool filter and motor, sod and irrigation system, vinyl fencing, and a newly constructed seawall (75LF) with electrical pre-run for a future dock.

Ideally located just minutes from the beaches while maintaining the privacy and tranquility of a residential neighborhood, this home offers close proximity to Indian Rocks Beach for sunset bike rides, as well as easy access to the dining, shopping, and amenities of Clearwater Beach, John’s Pass, St. Petersburg, and Tampa. Zoned for A-rated Anona Elementary, this property is perfect as a primary residence or second home for those seeking the ultimate waterfront lifestyle.

  • Address: 3838 MCKAY CREEK DRIVE
  • City: Largo
  • State/county: FL
  • Zip/Postal Code: 33770
  • Area: HARBOR HILLS 1ST ADD
  • Country: US

Details

Updated on January 17, 2026 at 7:06 pm
  • Property ID TB8465377
  • Price $1,150,000
  • Property Size 2723 Sqft
  • Land Area 0.27 Acres
  • Bedrooms 4
  • Bathrooms 3
  • Garages 2
  • Garage Size x x
  • Year Built 1962
  • Type Single Family Residence, Residential
  • Property Status Active

Additional details

  • Listing Terms Cash,Conventional,VA Loan
  • Association Fee 100
  • Roof Shingle
  • Utilities BB/HS Internet Available,Cable Available,Public,Sprinkler Well
  • Sewer Public Sewer
  • Cooling Central Air
  • Heating Central
  • Flooring Carpet,Luxury Vinyl,Tile
  • County Pinellas
  • Property Type Residential
  • Pool In Ground,Screen Enclosure
  • Elementary School Anona Elementary-PN
  • Middle School Seminole Middle-PN
  • High School Largo High-PN
  • Waterfront Intracoastal Waterway

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